May 2025 has started a new era in bank promotions for retirees. Both public and private banks have updated the promotion amounts for citizens receiving Social Security Institution (SGK) pensions, Attractive offers approaching 30 thousand TL These updates, especially with the clarification of salary increase rates, have rekindled retirees' search for additional income. Current promotional campaigns offered by VakıfBank, Yapı Kredi, Denizbank, Akbank, Halkbank and many other banks continue to be on the agenda of retirees.
What is a Retirement Promotion and How to Get It?
Pension promotion is a cash payment provided by banks to retirees who transfer their pension to their own bank and undertake to withdraw from this bank for a certain period of time (usually 3 years). These promotions allow retirees to earn additional income from the bank to which they transfer their pension.
Here are the basic steps to getting a promotion:
- Salary Transfer: You need to transfer your pension to the bank of your choice. This can be done easily at bank branches or via e-Government.
- Undertaking: You must sign an undertaking with the bank that you will receive your salary from that bank for a certain period of time (usually 3 years).
- New Retirees and EYT Members Can Also Benefit: New retirees or those who have retired with the Retirement Age (EYT) regulation can also benefit from bank promotion opportunities.
Bank Change and Refund Status: Retirees who currently have a promotion contract can transfer to a new bank by returning the payments they have previously received. In this case, the promotion amount corresponding to the period spent at the current bank will remain with the retiree and the remaining amount will be returned to the bank. If no bank preference is made, the pensions will be deposited directly to Ziraat Bankası by SGK.
How Much Is The Promotion Amount? Change According To Salary Range
The amount of the bank promotion varies according to the salary amount of the retiree. The highest promotion amount announced by the banks is usually the amount paid to the retirees with the highest salary bracket. As the pension decreases, the amount of the promotion paid also decreases. Banks usually pay these promotions every 3 years.
May 2025 Retirement Promotion Campaigns and Current Amounts
As of May 2025, the competition for retirement promotions has increased between public and private banks. With the 15.74 percent increase in the salaries of millions of SSK, Bağ-Kur and agricultural retirees, banks have also updated their promotion amounts. Here are the current offers of the prominent banks:
Private Banks:
- TEB: Customers who transfer their pension to TEB and undertake to receive it from the bank for 36 months, up to 21.000 TL in total can win promotions (up to 12.000 TL main promotion plus 9.000 TL additional promotion).
- AT: Additional promotions for those who transfer their pension to ING Up to 25.000 TL cash promotion is offered.
- Akbank: For those who carry SGK retirement pension Up to 17.500 TL A reward opportunity (up to 15.000 TL promotion plus 2.500 TL chip-money) is promised.
- Guarantee BBVA: For those who receive their pension from Garanti BBVA Up to 15.000 TL cash promotion opportunity is offered.
- Is Bank: Special for Social Security Retired Salary Customers Up to 14.000 TL Provides promotion opportunities.
- VakifBank: Special for SGK retirees who transfer their salaries to VakıfBank Up to 27.000 TL According to the statement, in addition to the promotion of up to 12.000 TL, there is a cash payment opportunity of up to 1.500 TL per month and 10 TL in 15.000 months for purchases made with VakıfBank Troy Retirement Credit Card.
- Construction loans: To customers who commit to receive their SGK retirement pension from Yapı Kredi for three years between March 1, 2025 and March 31, 2025 Up to 20.000 TL cash promotion opportunity is offered.
- QNB Finansbank: On the bank's website Up to 15.000 TL a total of 1.200 TL cash promotion and annual discount from QNB Emekli credit card Up to 16.200 TL retirement award statements are included.
- DenizBank: “To the retired Up to 20.000 TL With the announcement “Cash Promotion!”, it announced the promotion amount for 2025.
- Albaraka Turk: The amount of retirement promotion for 2025 is “Up to 20.000 TL in Rewards!" he announced.
- ICBC Turkey: The bank for 2025 Up to 12.000 TL announced that it would make promotional payments.
- Şekerbank: Bank Up to 12.000 TL offers promotional opportunities.
Public Banks:
- Ziraat Bank and Halkbank: To customers who receive their SGK (Retirement Fund, SSK, Bağ-Kur) pension payments through banks. Up to 12.000 TL Promotional payment option is available.
Promotion Race for Retirees Continues
As of May 2025, the retirement promotion race among banks has heated up. It is seen that private banks in particular are offering earnings of up to 27.000 TL in addition to the salary amount with various campaigns. In order to evaluate these opportunities, it is important for retirees to follow the current announcements of the banks and choose the bank that offers the most advantageous offer according to their salary amount.
When choosing a bank, retirees can choose the most suitable option for themselves by considering not only the cash promotion amount but also the other services offered by the bank, credit card advantages and the prevalence of the branch/ATM network.
