New Traffic Insurance Regulations for Second Hand Vehicle Purchases
In recent years, the activity in the second-hand vehicle market has brought with it some important regulations also brought. Especially December 5 2024 The new regulations that will be valid as of will significantly affect the insurance processes of vehicle owners. In this article, we will provide detailed information about the insurance procedures that should be taken into consideration when purchasing a second-hand vehicle.
Basic Elements of the New Regulation
The new regulation changes the period for obtaining traffic insurance when purchasing a second-hand vehicle. Now, Vehicle owners, must have traffic insurance immediately without waiting. In the previous application, even if the vehicle owner did not have insurance within 15 days, he could benefit from the policy of the previous owner. However, this situation, Constitutional Court It was repealed by the Constitution as it was deemed unconstitutional. This change will ensure that new vehicle owners are more careful about getting insurance.
Use of Former Owner's Policy and Risks
With the new regulation, if the vehicle owner starts using the vehicle without having traffic insurance, it is no longer possible to process the policy of the previous owner in case of an accident. This situation is as follows: the creation of a damage file in the former owner's insurance policy and it was causing the damage-free status to deteriorate. Therefore, having traffic insurance when purchasing a vehicle is not only a legal obligation, but also of critical importance for the vehicle owner's own safety.
The Importance of Having Traffic Insurance
Traffic insurance is for every vehicle owner an imperative obligation In addition to being a financial loss insurance policy, it is also of great importance in terms of covering material damages in possible accidents. A vehicle owner involved in an accident may have to pay all expenses out of his own pocket if he does not have an insurance policy. This can lead to both financial losses and legal problems. Therefore, not having insurance when purchasing a second-hand vehicle poses a great risk.
Turkish Commercial Code and Second Hand Vehicles
In the Turkish Commercial Code, regarding the insurance period of second-hand vehicles 1 months A period of time such as is foreseen. However, with the new regulation, this period may cause confusion in practice It is of great importance for vehicle owners to make their insurance transactions in a timely manner, taking into account such legal regulations.
Simplifying the Insurance Process
Best Insurance Modern insurance platforms like allow second-hand car owners to quickly and easily complete their insurance transactions. With their user-friendly interfaces and various insurance options, such platforms allow you to find the most suitable policy for your vehicle. In this way, you can both save time and find the best prices.
Things to Consider When Buying a Second Hand Vehicle
- Insurance Policy: Before purchasing a vehicle, check the validity of the insurance policy.
- Damage Status: Find out the previous damage to the vehicle.
- Inspection Validity: Check the vehicle's inspection date.
- Price Research: Get quotes from different insurance companies.
- Legal Documents: Make sure all legal documents are complete and accurate.
As a result
In addition to being a legal obligation to have traffic insurance when purchasing a second-hand vehicle, it is also extremely important for your personal safety and financial interests. New regulations increase the responsibilities of vehicle owners in terms of insurance and also reinforce the trust in the market. It is of critical importance for vehicle buyers to act in accordance with these regulations, both for their own safety and the safety of other drivers.
