
Becoming a homeowner can be considered one of the most important decisions a person will make throughout their life. When buying a model, completed or second-hand house, the things to consider vary according to needs and expectations. Those who know the tricks of the trade can sign a problem-free shopping experience both when making a purchasing decision and when moving to a new house. You can listen to our suggestions to avoid wasting time and reach the right result without wasting your energy when choosing a house for sale.
How to choose a house?
When starting to look for a house, the first thing to do is to determine the budget correctly. Pre-selection of housing options for sale by evaluating current savings, regular income and alternative loan offers is the best start. For a quick preliminary assessment;
- house location
- size, front
- Building properties, ground condition, earthquake resistance
- Transportation alternatives, social environment
- Floor location
- Reliability of the agent
issues should be carefully considered. Evaluation criteria can be expanded by considering needs and expectations. It is absolutely necessary to investigate whether the house is suitable for loan. Possible loss of time and financial risks can be avoided at the beginning of the job by choosing a suitable house for sale. In order to understand whether the house to be purchased is suitable for credit, the following points should be carefully investigated:
- Condominium or ownership status
- The house has been completed in accordance with the project
- Appearance of the house as "dwelling" in the deed
- Shareholders share seamlessly
The price of the house and its market value should be compared in detail. The price of the house for sale should be in line with the values of the equivalent houses in the immediate vicinity. By comparing similar location, size and interior features, the reliability of the desired figure for the house can be determined. For example, Izmir KarşıyakaYou can get an idea about the prices of flats for sale in by examining the advertisements from different sources with Flatfy. The “amortization period”, which is called the return on investment with rent, also reveals the real value of the house to be purchased. It should be checked whether there is a mortgage or lien on the house. A house with a lien on it cannot be purchased with or without a loan. In order to complete the title deed transactions of a mortgaged house, the mortgage must be accepted. If a house with an ongoing loan debt is wanted to be purchased, all possible risks should be calculated from the beginning. The location of the house, transportation alternatives and social environment should be carefully evaluated. Transportation options are an issue that especially those who want to buy a flat for sale in big cities should think about. In addition to contributing to the future value of the house, it also has a direct impact on the comfort of life. Central location and rich transportation opportunities are the most important criteria that save time. When evaluating transportation options, the proximity of the house to educational institutions, hospitals, shopping malls or parks should also be taken into consideration.
Apartment layout and neighborhood relations should be investigated. The apartment layout shapes the management in the common areas. An innovative management approach contributes positively to the quality of life. Neighborhood relations, on the other hand, facilitate adaptation to the preferred working-from-home conditions, especially today. At this stage, it will be useful to talk to the neighbors before deciding on the house to buy. If there is a tenant in the house to be purchased, the terms of the contract must be evaluated. If there is a tenant living in the house you are considering to buy, the terms of the contract should be evaluated by the expert in order not to have a headache and to avoid conflict with the tenant.
Details to consider
When buying a home, most of us stay focused on price and payment options. In the process where vital risks are pushed into the background, every detail from earthquake safety to housing, from material quality to insulation must be examined.
What are the floor servitude and settlement conditions? The floor easement, which is considered as the identity card of a house, shows which floor and which flat you own. It is given after the completion of the construction with the settlement certificate. Electricity and water subscriptions, which are obligatory for the start of life after the purchase, in buildings that do not have a occupancy permit will be charged with industrial usage figures.
Is the difference between net and gross square meters important? The most important issue that disappoints homeowners is the difference between net and gross square meters. It should not be overlooked that there are projects where this difference reaches 50%.
Pay attention to the insulation! The regulation on the protection of buildings from fire also obliges the implementation of certain rules on sound, water and heat insulation. While the consumer satisfaction is at the highest level in the houses designed in accordance with the new generation expectations, it should not be forgotten that the insulation problem in the old buildings can cause serious costs later on.
Do not pay by hand! Non-payment to the construction company or individuals is an extremely critical detail that should be known by those who want to buy a house. Care should be taken to keep the receipts of the payments to be made through the bank and to make the contracts with the construction company through a notary public.
End the dues as much as the rent! The costs incurred while buying a house for sale and settling in the house reach serious figures. It is also necessary to have information about the dues figures that are valid on comprehensive sites. It should be noted that the numbers are high in sites with rich options in terms of social facilities, as are campaigns such as not paying the dues for a certain period of time in housing projects that have been implemented recently.
What is the right of withdrawal and refund? The practices in force regarding the right of withdrawal from the consumer's decision aim to protect the rights of both parties mutually. Consumers who give up on buying the house they have chosen should investigate in detail how they can get their money according to the new regulations.
From the perspective of the investor
Every development experienced in big cities has a positive effect on housing prices. The 2+1 trend, which draws attention in purchase preferences made for both residence and investment purposes, allows different demands to be met at the same time. The fact that the price increase in new projects is mostly experienced in these apartments also affects the preferences of investors. A living room, bathroom and kitchen added to 2 rooms of sufficient size allow all kinds of needs to be met within themselves. Although it varies according to the project, some 2+1 apartments have open kitchens, while these houses can also be used as workplaces. The fact that 1+0 or 1+1 apartments are not available in every project causes investors looking for small houses to switch their preferences to 2+1. It is possible to find a 2+1 among the apartments for sale in Sancaktepe, a rapidly developing district of Istanbul. Before taking a step into a new life for yourself and your loved ones, you can take a look at the topics you should pay attention to when buying a house for sale and get an idea about how investor preferences are shaped.
The global real estate search engine Flatfy offers a wide range of options to people looking for a house for rent or sale, and periodically publishes reports on price changes in the real estate industry. These reports shared by Flatfy include periodic fluctuations and are a guide for people who are looking for a home.